Why Personal Accident Insurance?

Accidents Can Happen Anytime.

Personal Accident protection helps provide financial assistance if an accident results in injury, disability, or death, giving you greater peace of mind when life takes an unexpected turn.

During Sports
During Sports
While Commuting
While Commuting
At work
At work
At Home
At Home

Who is it for?

Designed for Everyday Malaysians.

Discover plans

👨‍💼

Working Adults

Protect yourself wherever work takes you.

🏍

Daily Commuters

Whether by car, motorcycle, or public transport.

🏃

Active Individuals

Running, badminton, hiking, gym.

👨‍👩‍👧

Parents

Protect yourself while caring for the people who depend on you.

👩‍🎓

Students

Extra protection for campus and daily activities.

🛵

Gig Workers

Ideal for riders, freelancers and delivery partners.

What does it cover?

Protection for Life's Unexpected Moments.

Accidental Death Permanent Disablement Medical Expenses Hospital Income Ambulance Benefit Other Applicable Benefits

Plans

Choose Your Protection

Takaful
Zurich Personal Sentinel V3 Plus Takaful

Zurich Personal Sentinel V3 Plus Takaful

Accidental death & permanent disablement up to RM1,000,000 Double indemnity up to RM2,000,000 Accidental medical expenses up to RM15,000 Daily hospital income up to RM250
Insurance
Allianz Shield Plus

Allianz Shield Plus

Up to RM3 Million Accident Protection Medical Expenses & Cashless Hospitalisation 24/7 Worldwide Coverage Hospital Income Up to RM300/Day

Frequently asked questions

All you need to know about Personal Accident Protection

Get protected today

Don't wait for an accident to happen.

Accidents are unpredictable — your protection doesn't have to be. Explore our Personal Accident plans and find coverage that fits your life and budget.

Get Covered Today

Ouch Free Sdn Bhd (201801038678 [1300709-A])